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All employers in NSW who expect to pay annual wages over $7500 to workers, or who have an apprentice, must have:

  • a workers compensation policy
  • an injury reporting system, and
  • an effective return to work program.

A worker is someone who receives wages or commission, regardless of the number of hours worked each week. Your business might employ or hire workers on a regular, casual or contract basis.

A workers compensation insurance policy insures employers against the cost of supporting workers in the event of a workplace injury, illness or disease.  These costs can include:

  • weekly benefits
  • medical and hospital expenses
  • rehabilitation services
  • certain personal items, and
  • lump sum payments for death or permanent impairment.

You can apply for a workers compensation policy through an icare appointed insurance agent

Visit icare workers insurance
Source url: https://www.service.nsw.gov.au/transaction/apply-workers-compensation-insurance-policy