Apply for a workers insurance policy

Introduction

All employers in NSW who expect to pay annual wages over $7500 to workers, or who have an apprentice, must have:

• a workers insurance policy
• an injury reporting system
• an effective return to work program.

A worker is someone who receives wages or commission, regardless of the number of hours worked each week. Your business might employ or hire workers on a regular, casual or contract basis.

A workers insurance policy insures employers against the cost of supporting workers in the event of a workplace injury, illness or disease.  These costs can include:

• weekly benefits
• medical and hospital expenses
• rehabilitation services
• certain personal items
• lump sum payments for death or permanent impairment.

To apply for a workers insurance policy, visit icare.