All employers in NSW who expect to pay annual wages over $7500 to workers, or who have an apprentice, must have:

  • a workers insurance policy
  • an injury reporting system
  • an effective return to work program.

A worker is someone who receives wages or commission, regardless of the number of hours worked each week. Your business might employ or hire workers on a regular, casual or contract basis.

A workers insurance policy insures employers against the cost of supporting workers in the event of a workplace injury, illness or disease.  These costs can include:

  • weekly benefits
  • medical and hospital expenses
  • rehabilitation services
  • certain personal items
  • lump sum payments for death or permanent impairment.

To apply for a workers insurance policy, visit icare.

Last updated: 15 November 2023