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Business flood grant eligibility checker

Complete a 2-minute questionnaire to get a list of NSW flood grants your business may be eligible for. Visit the eligibility checker.

Disaster recovery grants and rebates

Small business northern flood grant

The small business northern flood grant provides a one-off payment of $10,000 to help eligible small businesses and not-for-profit organisations in highly impacted Northern Rivers local government areas (LGAs) with their operating costs during the immediate recovery period.

The highly impacted LGAs are Ballina, Byron, Clarence Valley, Kyogle, Lismore, Richmond Valley and Tweed Shire.

For eligibility criteria and to apply, visit Apply for the $10,000 small business northern flood grant.

February and March 2022 storm and flood disaster recovery small business grant

Small businesses and not-for-profit organisations that suffered direct damage as a result of the NSW storms and floods in February and March 2022, in a defined disaster area (AGRN 1012), may be eligible for a grant of up to $50,000 to help pay for costs of clean-up and reinstatement of operations.

For eligibility criteria and to apply, visit Apply for the February and March 2022 storm and flood disaster recovery small business grant.

Northern Rivers medium size business grant

Medium businesses and not-for-profit organisations (minimum of 21 and less than 200 full-time equivalent employees) in highly impacted Northern Rivers local government areas (LGAs) that suffered direct damage as a result of the storms and floods in February and March 2022 may be eligible for a grant of up to $200,000 to help pay for costs of clean-up and reinstatement of operations.

The highly impacted LGAs are Ballina, Byron, Clarence Valley, Kyogle, Lismore, Richmond Valley and Tweed Shire.

For eligibility criteria and to apply, visit Apply for a Northern Rivers medium size business grant.

Storm and flood disaster recovery small business grant (October 2021 to January 2022)

Small businesses and not-for-profit organisations that suffered direct damage as a result of the NSW storms and floods from October 2021 to January 2022, in a defined disaster area (AGRN 987, 1001, 996, 993 and 980), may be eligible for a grant of up to $50,000 to help pay for costs of clean-up and reinstatement of operations.

To view the eligibility criteria and apply, visit Apply for the storm and flood disaster recovery small business grant.

NGO flood support program

If you’re a not-for-profit organisation operating in the Ballina, Byron, Clarence Valley, Kyogle, Lismore, Richmond Valley or Tweed local government areas, and you deliver services to support individuals, families and communities recovering from the impacts of storms and floods, you may be eligible for the NGO flood support program.

Applications close 27 June 2022. For more information, visit NGO flood support program.

SafeWork small business rebate

If you are a NSW small business owner or sole trader who employs less than 50 full-time workers, you may be eligible for a SafeWork small business rebate of up to $1,000 on the cost of equipment that makes your workplace safer. Charities and not-for-profit organisations can also apply.

Applications are expected to open 1 July 2022. Visit SafeWork small business rebate.

Anchor business support grant program

The Anchor business support grant program will assist large businesses in the Northern Rivers with the costs of re-establishing their businesses and continuing to support local employment. There will be 2 types of funding provided – bespoke payments to businesses identified as immediately at risk and a competitive grants program.

The program will be open to businesses in the highly impacted local government areas of Ballina, Byron, Clarence Valley, Kyogle, Lismore, Richmond Valley and Tweed Shire.

For more information and program guidelines, visit Anchor business support grant program.

Business loans

Disaster relief loans

A range of assistance is available to businesses affected by severe weather and flooding in NSW from 22 February 2022 onwards. Visit the NSW Rural Assistance Authority or call 1800 678 593 for further details.

  • Primary producers – may be eligible for concessional loans up to $130,000.
  • Small businesses – may be eligible for concessional loans up to $130,000.
  • Not-for-profit organisations – may be eligible for concessional loans up to $25,000.
  • Sporting clubs – may be eligible for concessional loans up to $10,000.

Recovery loan

The Australian Government’s SME Recovery Loan Scheme helps eligible small and medium businesses recover and rebuild from damage caused by the March 2021 floods, with access to more affordable loans from banks and lenders.

Visit SME recovery loan scheme.

Farms, primary producers and rural landholders

Special disaster grants

Primary producers in eligible local government areas (LGAs) who have been impacted by floods and storms from February 2022 onwards can apply for a special disaster grant of up to $75,000. Approved primary producers can access $15,000 upfront and a further $60,000 in assistance when they submit valid tax invoices.

Primary producers in eligible LGAs who have been impacted by floods and storms in January 2022 can apply for a special disaster grant of up to $50,000. Approved producers can access $10,000 upfront and a further $40,000 in assistance when they submit valid tax invoices.

Rural landholders grants

Rural landholders grants of up to $25,000 are available for eligible landholders and oyster farmers impacted by storms and floods from 22 February 2022 and who are not eligible for existing support.

Visit Rural landholders grant.

Farm investment loan

Primary producers who mainly sell, or plan to sell, products in supply chains that are interstate or outside Australia may be eligible for loans of up to $2 million through the Regional Investment Corporation. Funds can be used for refinancing eligible bank debt, funding working capital, restocking, replanting and repairs, and capital expenditure.

Disaster relief loans

Find out if you are eligible for a disaster relief loan

Storm and flood industry recovery program

The storm and flood industry recovery program supports NSW primary industries as they recover from the February and March 2021 storms and floods. The program includes:

  • a supply chain support grant for eligible NSW primary producers and primary production enterprises in high priority sectors to assist with damage repair and job retention.
  • a sector recovery and resilience grant to support industry-wide recovery, with a focus on building resilience and preparedness for future natural disasters. Eligible projects will be identified by a working group of government and industry representatives and announced in March 2022.

Applications have been extended to 30 June 2022.

Visit Storm and flood industry recovery program.

Transport subsidy for farmers

A natural disaster transport subsidy is available to primary producers who are affected by a declared natural disaster event.

Visit the NSW Rural Assistance Authority

SafeWork quad bike and side-by-side vehicle rebate

If you own or operate a farm or a business that uses quad bikes or a side-by-side vehicle (SSV), you may be eligible for a SafeWork safety rebate of up to $2,000.

Banks and financial institutions

NAB business grant

If you’re an existing NAB business and agribusiness customer impacted by floods and storms, you may be eligible for a grant of up to $1,000 to restart or reopen, cover the cost of damaged property, equipment or fencing, and for loss of stock or livestock. Other assistance, such as concessional credit card and loan applications, may also be available.

For more information, visit NAB News.

Westpac disaster relief

If you’re an existing Westpac small business customer impacted by floods and storms, you may be eligible for disaster relief, including a grant of up to $3,000 to help with urgent expenses or repairs.

For more information, visit Westpac.

Indigenous Business Australia

Business finance customers of Indigenous Business Australia who have been impacted by the storms and floods have access to an emergency flood relief grant of $5,000. Applications close 30 June 2022 or when funds are allocated. Visit Flood relief for business customers.

Indigenous Business Australia provides economic development opportunities to Aboriginal and Torres Strait Islander people through:

  • loans and financial services
  • business finance and partnerships.

Find out about assistance available:

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