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The Empowering Homes solar battery loan offer is a NSW Government initiative designed to help eligible homeowners cut their power bills by transitioning to clean, renewable energy.

There are 2 interest-free loans available:

  • up to $14,000 towards a solar PV and battery system (repayable over a range of terms up to 8 years)
  • up to $9000 towards retrofitting a battery system to an existing solar PV system (repayable over a range of terms up to 10 years).

Loan applications are assessed against normal lending criteria.


NSW home owner-occupiers who:

  • live in one of the eligible postcodes – PDF
  • have a household income of no more than $180,000 per year
  • own their grid-connected home, live in it and have the authority to install the system
  • satisfy the loan criteria.

What you need

Solar battery systems are not for everyone. The benefits depend on how much electricity you use and when you use it.

A solar battery system is also a significant financial investment. 

To help you make an informed choice, read:

More information

  • The battery-only option is for homes with existing solar. The offer does not include solar-only options.
  • Businesses are not eligible to apply. Discounts and incentives for business can be found on the Energy Saver website
  • Households are more likely to benefit from a solar battery system if they:
    • use a higher than average amount of electricity (more than 6,000 kilowatt hours a year)
    • use most of their electricity in the mornings and evenings
    • are on a time-of-use tariff with their electricity retailer or plan to switch to one
    • have already implemented other energy saving measures.
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