First Home Buyer Choice

If you're an eligible first home buyer, you have the choice to pay an annual property tax instead of stamp duty. 

If you signed a contract of purchase between 11 November 2022 and 15 January 2023, you can claim a refund of the stamp duty paid through the Revenue NSW website until 30 June 2023.

Use the First Home Buyer Choice calculator to help make an informed choice. The calculator is for informational purposes only and does not replace financial or legal advice. 

For more information, refer to First Home Buyer Choice and First home buyer grants and assistance.

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Calculate your mortgage

If you're looking at buying a home, you can use ASIC's MoneySmart mortgage calculator to find out how much you can afford to borrow and what your home loan repayments will be.

Use the ASIC MoneySmart mortgage calculator

Buying into strata

There are key differences between a strata property and a freestanding property. Before you buy, understand what to look for and the responsibilities that come with strata ownership.

Learn more about strata properties

Grants and assistance

First home buyers

Single people

If you're a single parent or single person aged 50 or over, you may be eligible for the Shared Equity Home Buyer Helper initiative to own property with the NSW Government.

Research tools

Stamp duty

Stamp duty is a state tax on all property purchases. It's an upfront payment based on the property price, location and type of home loan you have.

Calculate the stamp duty on a property transaction in NSW

Land value

You can use the Valuer General's land value search to find out the land value and other details of a property, such as its dimensions, area and zoning. Councils use the Valuer General's land values in setting their rates.

Find out the land value of a property

Search for planning information

The NSW Planning Portal's Spatial Viewer is a digital mapping service that provides easy-to-use, information-rich maps for every address and lot in NSW.

Search for planning information about a property


A conveyancer will help you meet all the legal requirements involved in buying a home. You can search online for conveyancers in a particular area and check that they hold a valid licence.

Check a property conveyancer licence

Strata search

Find out how many individual properties are in a particular strata complex and when the scheme was registered

Learn more about strata search

Other things to consider

Leaving property in your Will

When you buy a property, you are increasing your assets. With a Will in place you can ensure that when you die, your assets will be distributed according to your wishes. If you die without leaving a Will, your assets will be distributed according to a formula set by legislation.

Get started making a Will

Swimming pools

Swimming pools must be registered. If you're looking to buy a property with a pool, ensure you're aware of the laws that apply.

Register a pool on the NSW Swimming Pool Register

Related information

Last updated: 16 January 2023