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If you're looking at buying a home or to refinance your existing home loan, you can use ASIC's MoneySmart mortgage calculator to find out:

  • how much you can afford to borrow
  • what your home loan repayments will be  
  • how much you'll save if you repay your home loan off sooner. 

The tool is a model, not a prediction and the amounts and repayment periods are estimates only. Actual amounts may be higher or lower.

The results are based on the information you provide and don't take your personal circumstances into account.

Last updated: 29 June 2022
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