1. Planning

Use the ASIC MoneySmart mortgage calculator
If you're looking at buying a home you can use ASIC's MoneySmart mortgage calculator to find out how much you can afford to borrow and what your home loan repayments will be.

First Home Super Saver Scheme
The First Home Super Saver Scheme (FHSS) allows you to make voluntary before-tax and after-tax contributions to your super. You can then apply under the FHSS to have your voluntary savings released to help you buy your first home.

2. Grants and assistance

Apply for the First Home Buyers Assistance scheme
First home buyers may be eligible for exemptions or concessions on transfer duty under the First Home Buyers Assistance scheme.

Apply for the First Home Owner Grant
If you’re a first home buyer and you’re buying or building a new home, you may qualify for a $10,000 grant under the First Home Owner Grant (New Homes) scheme.

3. Research tools

Calculate the stamp duty on a property transaction in NSW
Stamp duty is a state tax on all property purchases. It's an upfront payment based on the property price, location and type of home loan you have. 

Find out the land value of a property
You can use the Valuer General's land value search to find out the land value and other details of a property such as its dimensions, area and zoning. Councils use the Valuer General's land values in setting their rates.

Search for planning information about a property
The NSW Planning Portal's Spatial Viewer is a digital mapping service that provides easy-to-use, information-rich maps for every address and lot in NSW.

Check a property conveyancer licence
A conveyancer will help you meet all the legal requirements involved in buying a home. You can search for conveyancers in a particular area and check that they hold a valid licence, online.

4.Other things to consider

Get started making a Will
When you buy a property you're increasing your assets. If you have a Will in place you can ensure that when you die, your assets will be distributed according to your wishes. If you die without leaving a Will your assets will be distributed according to a formula set by legislation.

Register a pool on the NSW Swimming Pool Register
Swimming pools must be registered. If you're looking to buy a property with a pool, ensure you're aware of the laws that apply.