Visit our COVID-19 page for information and advice on the assistance available for NSW residents and businesses.

Small business recovery grant

A small business recovery grant of up to $3000 is available to help NSW small businesses and not-for-profits in industries highly impacted by COVID-19 to safely relaunch their operations.  

The grant can be used to cover expenses that will allow businesses and not-for-profits to safely re-launch, such as marketing and advertising expenses, making fit-out changes, training staff to work safely under the current health conditions, and to get financial advice. 

To be eligible, businesses will need to: 

  • have an annual turnover of more than $75,000 and employ fewer than 20 employees 
  • have a payroll below the NSW 2019-20 payroll tax threshold of $900,000 
  • be highly impacted by the Public Health (COVID-19 Restrictions on Gathering and Movement) Order 2020 issued on 30 March 2020
  • have experienced at least 30% decline in turnover
  • have costs associated with safely reopening or up-scaling your business from 1 July 2020. 

Highly impacted industries

Eligible industries are those that have been subject to closure or are highly impacted by NSW Government health directions in relation to COVID-19 and include:

  • Retail trade
  • Accommodation and food service 
  • Rental, hiring and real estate services 
  • Administrative and support services 
  • Arts and recreation services. 

For further eligibility criteria, the full list of eligible industries and the application form, visit Apply for a small business COVID-19 recovery grant.

Export assistance grant

An export assistance grant of up to $10,000 will soon be available for up to 1000 eligible small or medium NSW export businesses that have recently experienced disruptions to freight channels or reductions in orders. More information, including eligibility criteria and the online application process, will soon be available on the Service NSW website. 

For details and to register your interest, visit Export support measures.

Small business support grant

Applications have closed for the NSW small business COVID-19 support grant of up to $10,000 and are now being processed.

If you have questions about this grant, please call us on 13 77 88.

JobKeeper Payment

Small businesses that have been impacted by COVID-19 and employ workers can register to receive the JobKeeper Payment. This payment from the federal government is a subsidy to business owners that enables them to keep paying their workers even when revenue has declined.

The JobKeeper Payment has been extended to 28 March 2021, and rates of payment will be gradually reduced from 28 September as businesses adjust to new market conditions.

For more information, visit JobKeeper Payment.

Small and medium enterprise (SME) guarantee scheme 

The Australian Government will guarantee 50% of the value of eligible business loans to small and medium enterprises impacted by COVID-19. Maximum loan value is $250,000 and there will be a repayment-free period of six months. For more information, visit Supporting the flow of credit fact sheet – PDF.

Taxi industry support package

The NSW government is providing support for registered owners of wheelchair accessible taxis (WATs) and currently operational taxis, who have been impacted by COVID-19.

The package will provide eligible owners with a subsidy per vehicle to assist with on-road costs such as CTP insurance and registration​.

There is no need to apply, a cheque for $2900 will be automatically paid to eligible registered taxi operators.

Note: The taxi must remain registered for 6 months from the date of receiving the payment. If the vehicle is de-registered the support payment may need to be re-paid.

For more detailed information on the stimulus package including eligibility, visit the Point to Point website.

Access to superannuation for sole traders

Sole traders who have suffered a decrease in income of at least 20% as a result of COVID-19 can apply to access their superannuation, to a total value of $10,000 this financial year, and another $10,000 next financial year. Withdrawals are tax free. For more information, visit Early access to superannuation – PDF.

Expanded access to JobSeeker payments

Sole traders may apply for JobSeeker benefits, including the Coronavirus supplement, in the event that their income significantly declines. Unemployment testing for sole traders has been temporarily removed to enable sole traders to continue operating their business and access government support. Income testing will apply. For more information, visit JobSeeker Payment.

Electricity and gas network relief package

Small businesses that are temporarily closed due to COVID-19 may be eligible for full electricity and gas tariff relief under a financial support package organised by Energy Networks Australia. Eligibility criteria apply, including usage figures and time limits. For more information, visit Energy Networks Australia.

Financial institutions

The Australian Banking Association has announced banks will extend deferred payments on loans for up to 4 months for eligible business owners who continue to experience financial difficulty as a result of COVID-19. Extensions will not be automatically applied. Customers will need to contact their financial institutions to discuss the options available to them.

For details, visit Australian Banking Association or contact your banking institution directly.

Facebook small business grants program

Facebook has announced a USD$100 million small business support scheme. The program includes cash grants and ad credits for up to 30,000 eligible businesses in 30 countries, including Australia. Applications are not yet open, but you can register with Facebook to receive updates.

Support for independent breweries

Government funding available through the Independent Brewers Association (IBA) will support NSW independent brewers by covering one year’s annual membership funds to eligible new and existing members. For more information, visit the IBA News.

Emergency cleaning stimulus package

The NSW Government is hiring small and medium-sized cleaning businesses to help existing contractors minimise the spread of COVID-19. Additional businesses will enhance cleaning of public infrastructure including schools, TAFE and transport facilities.  

Supplementary government cleaning contracts are available for:  

  • general cleaning low-risk areas 

  • enhanced cleaning for COVID-19 risk reduction  

  • environment cleaning of facilities after a suspected COVID-19 diagnosis 

  • cleaning auditing services.

Visit $250 million cleaning stimulus for more information, and if you'd like to register your business, go to eTendering.

Community sport recovery package

Eligible local sporting clubs and associations in NSW can apply for a one-off grant of up to $1000 to support the return of community sport and recreation activities as COVID-19 restrictions ease. For more information, visit Office of Sport.

Support4work grant

The State Insurance Regulatory Authority (SIRA) Support4work grant of $4000 is available to support eligible small businesses as they manage the recovery at work of an injured worker while the business recovers from the financial impacts of COVID-19.  

Eligibility criteria apply. For more information and to apply for the grant, visit Support4work grant for small business guidance  

Applications close 30 September 2020.