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Planning

Calculate your mortgage

If you're looking at buying a home, you can use ASIC's MoneySmart mortgage calculator to find out how much you can afford to borrow and what your home loan repayments will be.

Use the ASIC MoneySmart mortgage calculator

First Home Super Saver Scheme

The First Home Super Saver Scheme (FHSS) allows you to make voluntary before-tax and after-tax contributions to your super. You can then apply under the FHSS to have your voluntary savings released to help you buy your first home.

Learn more about the First Home Super Saver Scheme

First Home Buyer Choice

First home buyers purchasing properties up to $1.5 million will be provided the option to pay an annual property tax instead of transfer duty. This initiative is in addition to the existing First Home Owner (New Homes) Grant, and the First Home Buyers Assistance Scheme offering transfer duty exemptions and concessions.

Learn more about First Home Buyer Choice.

Buying into strata

There are key differences between a strata property and a freestanding property. Before you buy, understand what to look for and the responsibilities that come with strata ownership.

Learn more about strata properties

Grants and assistance

First home buyers

First home buyers may be eligible for exemptions or concessions on transfer duty under the First Home Buyers Assistance Scheme.

If you’re a first home buyer who is buying or building a new home, you may qualify for a $10,000 grant under the First Home Owner Grant (New Homes) scheme.

Apply for the 

Research tools

Stamp duty

Stamp duty is a state tax on all property purchases. It's an upfront payment based on the property price, location and type of home loan you have.

Calculate the stamp duty on a property transaction in NSW

Land value

You can use the Valuer General's land value search to find out the land value and other details of a property, such as its dimensions, area and zoning. Councils use the Valuer General's land values in setting their rates.

Find out the land value of a property

Search for planning information

The NSW Planning Portal's Spatial Viewer is a digital mapping service that provides easy-to-use, information-rich maps for every address and lot in NSW.

Search for planning information about a property

Conveyancer

A conveyancer will help you meet all the legal requirements involved in buying a home. You can search online for conveyancers in a particular area and check that they hold a valid licence.

Check a property conveyancer licence

Strata search

Find out how many individual properties are in a particular strata complex and when the scheme was registered

Learn more about strata search

Other things to consider

Leaving property in your Will

When you buy a property, you are increasing your assets. With a Will in place you can ensure that when you die, your assets will be distributed according to your wishes. If you die without leaving a Will, your assets will be distributed according to a formula set by legislation.

Get started making a Will

Swimming pools

Swimming pools must be registered. If you're looking to buy a property with a pool, ensure you're aware of the laws that apply.

Register a pool on the NSW Swimming Pool Register

Related information

Last updated: 21 June 2022