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The NSW Seniors Card and NSW Senior Savers Card provide access to discounts and deals on products and services offered by over 7,500 participating businesses, ranging from local hairdressers, cafes, tradespeople and lawyers, to national mobile phone providers and supermarkets.

The Senior Savers Card does not provide access to NSW Government rebates and transport concessions, and card holders will not be eligible for the Gold Opal Card. 


If you are aged 60 years or older and a permanent resident of NSW, you're eligible for one of the following cards: 

  • NSW Seniors Card 
    • if you are doing 20 hours or less of paid work per week on average, across a 12-month period.
  • NSW Senior Savers Card
    • if you are doing more than 20 hours of paid work per week on average, across a 12-month period.


There is no fee for applying for a Senior Savers Card or a Seniors Card.

Frequently Asked Questions (FAQs)

1. What is the difference between the Seniors Card and the Senior Savers Card?

  • The cards have different eligibility requirements
  • The Senior Savers Card does not include access to NSW Government rebates and transport concessions.

Apart from these differences, both cards provide the same discounts and deals.

2. What is the eligibility difference between the Seniors Card and the Senior Savers Card ?

NSW Seniors Card holders must be retired or doing no more than 20 hours of paid employment per week, averaged over a year, whereas NSW Senior Savers Card holders just need to be aged 60 or over.

3. Why can’t I access NSW Government rebates and concessions, such as the Gold Opal Card, with the NSW Senior Savers Card?

NSW Government rebates and concessions are reserved for those who are largely or fully retired. 

The Senior Savers Card was introduced to provide immediate relief from the growing cost of everyday living to seniors that previously were missing out on access to any of the benefits from the Seniors Card program.

Seniors will be able to convert to a Seniors Card and get access to transport concessions as soon as their working hours are reduced to 20 hours or less (on average across a 12 month period).

Detailed and easy-to-read information about the two cards can be found on the Seniors Card website.

4. How do I apply for a Seniors Card or Senior Savers Card?

5. Will card holders have reciprocal rights in other states? 

Each Australian state and territory has their own Seniors Card scheme and some reciprocal arrangements are in place for using your NSW Seniors Card.

Businesses in one state will generally recognise cards from another, however, it is best to ask the business if it provides a discount for the NSW Senior Savers Card holders before making a purchase.

To find out more about participating businesses and available discounts in other states, you will need to contact the relevant interstate Seniors Card office.

6. How many discounts and deals are available through the NSW Seniors Card program?

There are over 7,500 businesses statewide offering discounts and services to Seniors Card and Senior Savers Card members.

See Discounts & Deals and Discount Directory on the Seniors Card website for more information. 

You can also download the Seniors Card App, which includes the full discount directories. 

7. What are some of the current discounts on offer that will help seniors make a significant reduction to their cost of living?

A huge range of business types offer discounts and deals to Senior Savers Card and Seniors Card members. Shops and online merchants. Cafes and restaurants. Entertainment venues and events. Holiday and travel providers. Professional services. Tradies and household and automotive services and many more. 

A list of the discounts is available on the Seniors Card website

8. Where can I find more information?

Visit the Seniors Card website.