The NSW Government is helping ease the cost of living with more than 70 rebates and savings.
You can browse NSW Government rebates and savings on this page.
Use our Savings Finder to find savings relevant for you.
- Just click through 6 simple questions.
- We'll give you a personalised list of savings.
- Apply - we'll show you how.
Visit a Service Centre
Our specialists can help you claim your Cost of Living savings.
Get in touch
Call us about Cost of Living or send us an email.
Free assistance in your language
Call Translating and Interpreting Services (TIS) on 13 14 50 and ask them to contact us on 13 77 88.
Regional seniors travel card
Provides eligible seniors living in regional, rural and remote areas of NSW with a $250 prepaid card.
Energy and utilities
Helps you compare electricity and gas plans and switch providers.
Helps families receiving the Family Tax Benefit with their electricity costs. Applications reopen 15 July 2020.
Concession card holders may be able to save on a new fridge or television.
Helps concession card holders with their gas costs.
Helps concession card holders with their electricity costs.
Pensioners may be able to save on their water bill.
Helps people experiencing a short-term financial crisis or emergency with their electricity and gas bills.
You may be able to have the cost of replacement LED bulbs and their installation, subsidised.
Helps Commonwealth Seniors Health Card holders with their electricity costs.
Free or half-price vehicle registration for drivers who spend on average $15 or more a week on tolls.
Help for first or second year apprentices with vehicle registration costs.
Drivers with a good record could save 50% on their licence renewal fee.
Compare prices from all insurers for the most common vehicle types.
Pensioners don't have to pay registration fees or motor vehicle tax.
Pensioners can receive free Driver Licence renewals.
Find the cheapest fuel at service stations near you.
Drivers can automatically save on their Green Slip premium.
Free roadside assistance for drivers aged 16 to 20.
Save 40% on registration costs for caravans and camper trailers.
Pensioners are able to sit their driving test for free.
Pensioners get concessions on the cost of Mobility Parking Scheme permits.
Part of getting your P1 rider licence involves a practical riding test. If you’re a pensioner the test is free.
Some learner drivers can do the Safer Drivers course for no cost.
Commonwealth Carer Allowance recipients get a refund on some of the vehicle tax paid when registering a vehicle
DVA pensioners pay no stamp duty or transfer fee when transferring a motor vehicle rego.
Operators of vehicles that have a lower impact on the environment may be able to save when registering the vehicle.
The Driver Knowledge Test is free for some learner drivers.
Free and discounted travel on NSW TrainLink Regional services for pensioners.
Many concessions are available to help with the cost of public transport.
Using an Opal card gives you cheaper fares including daily and weekly fare caps.
Discounted train and coach tickets, and unlimited travel with Discovery Pass.
Support for people who can't use public transport because of a severe and permanent disability.
Tertiary students can access concessions to help with the cost of public transport.
Apprentices/Trainees can access concessions to help with the cost of public transport.
Helps with the cost of running energy-intensive medical equipment at home.
Helps people with medical conditions affecting their body temperature with their electricity costs.
Free glasses and optical aids.
Provides equipment for eligible people in NSW who live with chronic health conditions or disability.
Helps cover expenses for patients who travel long distances for treatment.
Reduced fees when accessing public hospital car parking.
Helps cover the out-of-pocket costs of fertility testing.
$100 vouchers for school students to help cover the cost of sport, fitness and recreation.
$100 voucher for school students to help cover the cost of creative and cultural activities.
School students can get free or subsidised travel between home and school, on NSW public transport.
Helps students with a disability to get to and from school.
Recreation and leisure
Free car entry into all fee-collecting NSW National Parks for pensioners and veterans.
Seniors Card holders can get 20% off all annual passes.
Discount off annual passes when you renew your rego.
Customers may not have to pay the recreational fishing licence fee.
Pensioners who operate a vessel that requires registration get a 50% discount on the registration fee.
To drive a vessel at more than 10 knots, you need a general boat driving licence. Pensioners are entitled to a 50% discount on the licence fee.
Registered vessel owners who meet certain criteria get 50% off their annual licence fee.
Companion Card holders receive a free ticket for their carer or companion when buying tickets at selected venues and facilities around NSW.
Concessions are available to pensioners on their council rates.
You can apply for assistance to help you set up and maintain a tenancy in the private rental market, through Housing Pathways.
Rent Choice is a private rental subsidy that helps clients pay their rent for up to 3 years.
Save on transfer duty when buying your first home.
If you’re a first-home buyer and you’re buying or building a new home, you may qualify for a grant.
Seniors can enjoy discounts and special offers at thousands of businesses across NSW.
Eligible regional seniors can apply for a $250 prepaid card to cover everyday travel costs.
Search and claim your lost money online using the Revenue NSW website.
Get a refund when you hand in drink containers at collection points throughout NSW.
Prospective students may be able to get subsidised training for selected courses.
NSW Photo Cards are a handy form of photo identification and they’re free for pensioners.
Fee-free apprenticeships are available for all new apprentices and their employers under the Smart and Skilled program.
Eligible pensioners can prepare a Will with NSW Trustee & Guardian for free.
NSW Trustee & Guardian offers eligible pensioners free preparation of their Power of Attorney document.
The No Interest Loans Scheme (NILS) offers people on low incomes, safe and affordable access to credit.
Not sure where to start?
Just click through six simple questions and we'll give you a personalised list of savings relevant to you.